Rates

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Loan Rates

Rates subject to change without notice/Rates stated are AS LOW AS

Loans Rate APR* Term
NEW/USED AUTO 36-48 Months 1.990 1.990 48
NEW/USED AUTO 60-72 Months as low as 1.990 1.990 60
NEW AUTO 2011 and newer- loan must be $30,000 or over 2.490 2.490 78
NEW AUTO 2011 and newer- loan must be $30,000 or over 2.990 2.990 84
NEW BOATS 2011 and newer 3.990 3.990 72
NEW BOATS 2011 and newer-loan must be over $30,000 4.990 4.990 78
NEW BOATS 2011 and newer-loan must be over $30,000 5.490 5.490 84
NEW/USED BOATS 5.990 5.990 60
NEW MOTORCYCLES AND ATVs 6.500 6.500 60
USED MOTORCYCLES AND ATVs 7.500 7.500 48
NEW/USED MOTOR HOMES AND TRAVEL TRAILERS 3.990 3.990 60
NEW /USED MOTOR HOMES AND TRAVEL TRAILERS 5.990 5.990 120
NEW /USED MOTOR HOMES AND TRAVEL TRAILERS 7.000 7.000 144
NEW HOUSEHOLD GOODS/APPLIANCES 12.500 12.500 36
NEW COMPUTERS/SATELLITE RECEIVERS 9.000 9.000 36
NEW PERSONAL WATERCRAFT 7.500 7.500 48
USED PERSONAL WATERCRAFT 9.000 9.000 48
NEW FARM TRACTORS (TERM 48-84 MO. DEPENDS ON AMT FINANCED) 3.990 3.990 84
USED FARM TRACTORS (TERM 48-84 MO. DEPENDING ON AMT FINANCED) 4.990 4.990 84
SIGNATURE - MAX $10,000 9.00 9.00 60

*APR = Annual Percentage Rate Rates subject to change without notice

Rates subject to change without prior notice

Share Rates

Savings Dividend Rate APY* Term
Share/Savings <$100 n/a
Share/Savings $100-$9,999 n/a
Share/Savings $10,000-$49,000 n/a
Share/Savings $50,000 and over n/a
Share Draft/Checking n/a
Elite Checking n/a
Christmas Club n/a
Vacation Funds-Same as Share/Savings
6 Month Certificate of Deposit Minimum $1,000 6
6 Month Certificate of Deposit Minimum $2,500 6
6 Month Certificate of Deposit Minimum $5,000 6
6 Month Certificate of Deposit Minimum $10,000 6
IRA Share Account Minimum Deposit $35 n/a
IRA 12 Month Certificate of Deposit Minimum Deposit $2,000 12

*APY = Annual Percentage Yield

Share/Savings rates declared quarterly by the board of directors
Savings Rates effective 09/30/2014
Certificate Rates effective 10/07/2014