Fee Schedule

 

SHARE ACCOUNT
Minimum to Open Account $5.00
Excessive Withdrawal Fee
First 3 per month
Each additional withdrawal
 
FREE
$1.00
Insufficient Items $29.00
Dividends are declared and paid quarterly
SHARE CERTIFICATE
Certificates are available in varying maturities. Dividend rates fluctuate. The dividend rate paid is related to term of deposit. Please contact the Credit Union for additional information.
CHRISTMAS CLUB
Minimum to Open Account $5.00
Funds will be dispersed on November 15th or the next Credit Union working day. Early withdrawal of funds prior to November 15th will close the Christmas Club Account until the following November 15th. Dividends are declared and paid quarterly.
INDIVIDUAL RETIREMENT ACCOUNTS (IRA)
Variable rate. Please contact the Credit Union for additional information. Dividends are paid quarterly.
SHARE DRAFT ACCOUNTS
Minimum to Open Account $50.00
Check Orders
Maximum of two Elite Fifty & Better check orders per year. Additional checks may be purchased at member’s expense.
FREE
Unlimited Check Writing FREE
Monthly Maintenance Fee FREE
ATM Transactions
First 5 transactions
Each additional transaction
Out of Network Transactions

FREE
$0.50
$3.00
ATM Card-Monthly Maintenance Fee $1.00
ATM Card Replacement $10.00
ATM Transaction Copy $5.00
Copy of Paid Draft $5.00
Insufficient Share Drafts – per share draft $29.00
Per Interim Statement – one per month
additional statements per month
FREE
$1.00
Stop Payment $29.00
Statement Reconciliation – first hour
additional time – per hour
FREE
$15.00
Temporary Share Drafts
Limit 25 per calendar year
FREE
Transfer Protection Overdraft
1 free per month – only 3 per month allowed by Reg D.
$2.00
Visa Check Card Issuance
If used as an ATM please reference ATM fees. If used as you would a check – unlimited usage at no charge.
$10.00
Dividends are paid monthly on an average daily balance of $500.00 or more.
Minimum to Open Account $50.00
Unlimited Check Writing FREE
Monthly Maintenance Fee
Monthly maintenance fee will be waived if the average daily balance does not drop below $500.00
$5.00
ATM Transactions
First Five transactions
Each additional transaction
Out of Network transaction

FREE
$0.50
$3.00
ATM Card Issuance (per card) $10.00
ATM Card – Monthly Maintenance Fee (per card) $1.00
ATM Card Replacement $10.00
ATM Transaction Copy $5.00
Copy of Paid Draft $5.00
Insufficient Share Drafts/ACH (each) $29.00
Per Interim Statement $3.00
Stop Payment $29.00
Statement Reconciliation (per hour) $15.00
Temporary Share Drafts (each) $0.10
Transfer Protection Overdraft
1 free per month – only 3 per month allowed by Reg. D
$2.00
Visa Check Card Issuance Fee (per card)
If used as an ATM please reference ATM fees. If used as you would a check – unlimited usage at no charge.
$10.00
Dividends are paid monthly on an average daily balance of $500.00 or more.
PERSONAL SERVICES
Account Reconciliation – first hour
additional time – per hour
FREE
$15.00
Bad Address-Return Mail $10.00
Cashier Check $4.00
Cashier Check-Returned Not Used $10.00
Charge Back $5.00
Collection Items FREE
Duplicate Lien Release FREE
Fax Service
Receiving – per page
Local – per page
Long Distance – per page

$0.25
$0.25
$0.75
Money Orders $1.50
Money Orders-Returned Not Used $10.00
Mortgage Verification of Deposit $15.00
Notary Service FREE
Research – Microfilm/Microfiche
Current Year – per statement
Prior Year – per statement

$5.00
Safe Deposit Boxes
3 x 10
5 x 10
10 x 10

FREE
$10.00
$20.00
Keys (deposit for 2 keys) $15.00
Wire Transfers
Incoming
Outgoing

$20.00
$20.00
Account Reconciliation – per hour $15.00
Bad Address/Returned Mail $10.00
Cashier Check $4.00
Cashier Check-Returned Not Used $10.00
Charge Back $5.00
Check Printing Variable
Coin Counting 10%
Collection Items $25.00
Duplicate Lien Release $5.00
Fax Service
Receiving – per page
Local – per page
Long Distance – per page

$1.00
$1.25
$1.75
Money Orders $1.50
Money Orders-Returned Not Used $10.00
Mortgage Verification of Deposit $15.00
Notary Service
Member
Non-Member

$1.00
$3.00
Research -
Current Year – per statement
Prior Year – per statement

$5.00
$5.00
Wire Transfers
Incoming
Outgoing

$20.00
$20.00
Safe Deposit Boxes
3 x 10
5 x 10
10 x 10
Keys (deposit for 2 keys)

$13.50
$21.00
$40.00
$15.00

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